Can my insurance company reimburse my friend or relative using my ALE Coverage? I had a survivor ask a question…
Following a total loss of your house following a fire, most people assume that the first thing you should do…
Each part of your loss requires a different type of documentation. The documentation for the loss of your house is…
Following an insured loss, there are many new terms you’ll be introduced to. Three of those terms are Replacement Cost Value…
Following an insured loss, your insurance company will likely require a Personal Property Inventory of what was lost (although sometimes…
Examples of Additional Living Expenses to “maintain your normal standard of living” Additional Living Expenses, or ALE for short, is also…
Partial Losses: Heat, Smoke and Caustic Ash Insurance adjusters are infamous for “not seeing” less visible damage, and using “cosmetic”…
After a large scale disaster much of the attention goes to people who had total losses. We have seen those…
If you lost a school yearbook in a fire, flood, tornado or other disaster, and would like to replace it,…