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Category: Insurance/Recovery Tips

Get a copy of your policy

August 26, 2018 CARe, Inc.

After a covered loss, your policy is your “road map” to recovery. Since your insurance policy will determine how much…

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Posted in: Insurance/Recovery Tips Filed under: insurance policy, large claim, policy

What is in my insurance policy?

CARe, Inc.

The insurance policy is a long, legal document that includes details of the agreement between you and the insurance company.…

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Posted in: Insurance/Recovery Tips Filed under: insurance policy, large claim, policy

Unfair Claims Practice Act of California

July 27, 2018 CARe, Inc.

Besides your policy, there are at least two other legal authorities that affect the claim process. One of them is…

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Posted in: Insurance/Recovery Tips Filed under: unfair claims, unfair claims act, unfair claims practice, unfair claims practice act

Partial Losses: Wind driven rain

July 22, 2018 CARe, Inc.

Partial Losses: Wind driven rain Insurance adjusters are infamous for “not seeing” less visible damage and using “cosmetic” techniques to…

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Posted in: Insurance/Recovery Tips Filed under: partial loss, rain, wind, wind driven rain

Line of Sight Rule

July 18, 2018 CARe, Inc.

What is the Line-of-Sight rule and how does it apply to my insurance claim? When repairing property that is partially…

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Posted in: Insurance/Recovery Tips Filed under: carpet repair, line of sight, repaint, tile repair

A Public Adjuster may NOT be your best option

July 16, 2018 CARe, Inc.

What is a Public Adjuster and should I hire one? A public adjuster is a professional who the homeowner may…

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Posted in: Insurance/Recovery Tips Filed under: professional, public adjuster

Negotiation Tips During an Insurance Claim

CARe, Inc.

It can be said that the entire claims process is one big negotiation, but at some point, hopefully after you’ve…

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Posted in: Insurance/Recovery Tips Filed under: claim, negotiating

What is Underinsurance?

CARe, Inc.

Underinsurance is when you don’t have enough insurance to cover your loss. Underinsurance is a legal issue as it is…

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Posted in: Insurance/Recovery Tips Filed under: underinsurance

What is a Scope of Loss?

CARe, Inc.

Each part of your loss requires a different type of documentation. The documentation for the loss of your house is…

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Posted in: Insurance/Recovery Tips Filed under: dwelling coverage, scope of loss

Recorded Statements Following a Loss

CARe, Inc.

What should I do if my insurance company asks for a recorded statement during the claim process? While you have…

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Posted in: Insurance/Recovery Tips Filed under: recorded statement

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