A combination of Insurance company tactics and underinsurance add up to big profits for insurance companies.

Allstate's McKinsey tactics are catching on and when you combine that with underinsurance, lowballing and other common tactics, it adds up to big profits for insurance companies.

Year Payouts* Net income
2000 81.4%    $20.5 billion
2001 88.4%     -$6.7 billion
2002 81.6%      $9.1 billion
2003 75.1%    $31.2 billion
2004 73.1%    $40.5 billion
2005 74.8%    $48.8 billion
2006 68.3%    $59.9 billion

The percentage of payouts to claims by insurance companies has steadily decreased. The bottom line result is that when you need it most, you might not be as “covered” as they lead you to believe.

Do something today to make sure you’re covered tomorrow.

[You can download our handout HERE]