Insure To Value

Companies typically use software like Marshall & Swift’s “Residential Component Technology” which is a construction cost and dwelling evaluation computer program.

The computer programs are sophisticated and have been “perfected” over many years. The computer programs can be modified to limit the coverage of your dwelling.
 

 “With more than 70 years of experience, MS/B counts over 100,000 individual users, including underwriters, claims adjusters, inspectors, and agents.”

-June ‘03 MS/B
Press Release

If ALL parameters are inputted, an accurate replacement cost (Coverage A limit) for your dwelling can easily be determined. This process usually takes about 15 minutes, but unfortunately the software isn’t always used to it’s full potential.

What are the minimum required field in the software to determine a coverage amount?

  • Zip Code
  • Building Type 
    (Related to occupancy)
  • Stories
  • Square Footage
  • Construction Type 

Do these questions sound familiar? When you've called an insurance agency or company to get a quote, are these are the questions they’ve asked?

 

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