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Community Assisting Recovery, Inc.

“Survivors Helping Survivors” • 888-216-8264 • carehelp.org

 

Index:

Upcoming Meeting Schedule: See Below

Insurance/Recovery Tip: ...Cleaning objects covered in dust and ash

Sempra Info: .....................Fire victims need the best legal help to challenge SDG&E

Sempra Update:................Judge rejects class-action motions in wildfires litigation AND SDG&E OKs paying big amount to insurers

Disaster Recovery: ............Rebuilding process slow for Jesusita, Tea fire survivors 

Insurance Industry: ...........Chasing after a 'storm chaser'

Disaster Prepared: ............Get a kit

Disaster News: ……............Deadline looms to charge suspected Old Fire arsonist

Quote of the week: .......….by Rona Barrett

Help CARe provide assistance to disaster survivors and continue our free services.

Click HERE to donate.

 

Pay it forward! Send this email to a friend in need.

 

 

Upcoming Meeting Schedule:

Date

Time

Topic

Location

Saturday, July 11

11:30am-5:00pm

Drop in clinic

SB Natural History Museum, McVeigh house

Saturday, July 25

10:00am

Next Steps and Q&A

Fallbrook Community Baptist Church - 731 S Stagecoach Ln, Fallbrook CA

Wednesday, July 29

6:30pm

Next Steps and Q&A

Ramona Recovery Center - 1710 Montecito Rd, Ramona CA

Thursday, July 30

6:30pm

Next Steps and Q&A

Holiday Inn - 17065 West Bernardo Drive,
San Diego CA

 

Insurance/Recovery Tip:

Cleaning objects covered in dust and ash

I recently found this article that was published after 9/11 regarding cleaning objects covered in dust and ash. I freely admit that the kind of dust and ash mentioned in this article is NOT the same as the ash after a wildfire, but it might give you something to start with.

http://www.heritagepreservation.org/PDFS/Dustpressrelease.pdf [acrobat required]

 

Here is a video on returning to your house after a fire and cleaning objects:
http://www.heritagepreservation.org/video/HPsoot.html

 

Other links for cleaning fire damaged video tapes, photographic and audio materials can be found at:
http://www.nfsa.gov.au/preservation/care_audiovisual/fire_damaged.html

An article from Stanford University about recovering objects after a fire. There is also an interesting section on what smoke really is and how corrosive it can be. This was written for institutions such as libraries and museums, but the explanations can be translated to the home. This article is especially helpful because it talks about clothes (in the form of costumes), wood furniture, upholstered furniture, books, paintings, etc.

 

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Sempra Info:

SDG&E Class Action Denied

Fire victims need the best legal help to challenge SDG&E

 

As anticipated, the SDG&E/Sempra Class Action was denied by a ruling of the San Diego Superior Court on June 22, 2009 [see below].  Concurrent with the ruling to deny class action certification, SDG&E settled with most insurance companies who had subrogated their wildfire losses.  Sempra will most likely pay approximately $900 million of the losses sustained by insurers.

 

The time has arrived to get off the fence.  If you had a 2007 wildfire loss that has not been paid by your insurer or if you were not insured or underinsured and you have not already done so, you will need to sign with an attorney immediately to protect your rights against SDG&E.

 

For the last ten months, CARe has anticipated that the class action would be denied and that insurers would prevail in subrogation to recover most of their wildfire losses.  Notably, SDG&E has not admitted liability for causation of the Witch, Rice and Guejito fires in the settlement of the insurers’ claims.

 

CARe initially supported the class action because it could benefit all fire victims, including those most likely to “fall through the cracks”, and would be the most cost effective resolution of the causation issues.  CARe always asserted fire victims would need individual legal representation to litigate the damages issues after any class action to determine causation.  Once CARe realized the class action was not likely to be certified, we advised fire victims to hire only fully qualified attorneys.  In fact, a prior CARe guest attorney-speaker has consistently opined he did not believe that the SDG&E class action would be certified by the court even though other attorneys were supporting the class action.
 

We have encouraged fire victims to sign with a competent law firm with:

  • Contingency fee retainer with attorney fees based on NET recovery.  If a contingency fee is based on your GROSS recovery, you will always pay more and end up with less money in your pocket.  An attorney with fees on GROSS recovery has no incentive to minimize costs as the attorney receives a percentage of every dollar spent in costs.  CARe’s years of experience have shown the attorney, not the homeowner, may end up with most of any settlement when fees are based on your GROSS recovery.  We recommend contingency fees based on NET recovery.
  • Adequate funding, clout and experienced attorneys.  SDG&E has!  SDG&E

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Sempra Update:

Judge rejects class-action motions in wildfires litigation

June 25, 2009

The judge overseeing the massive litigation stemming from the 2007 wildfires has ruled against two class-action motions that potentially could have added hundreds of thousands of plaintiffs to the case.

http://www3.signonsandiego.com/stories/2009/jun/25/bn26consol21941/

 

SDG&E OKs paying big amount to insurers

June 27, 2009

San Diego Gas & Electric has agreed to pay $686 million to a group of insurance companies that had sued the utility over claims the insurers paid to victims of the 2007 Witch Creek, Guejito and Rice Canyon fires.

http://www3.signonsandiego.com/stories/2009/jun/27/sdgampe-oks-paying-big-amount-insurers/?metro&zIndex=123525

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Disaster Recovery News:                   

 

Rebuilding process slow for Jesusita, Tea fire survivors
June 26, 2009

Weeks after the Jesusita fire and months after the Tea fire destroyed or damaged several hundred homes around Santa Barbara, the rebuilding has only just begun.

http://www.venturacountystar.com/news/2009/jun/26/rebuilding-process-slow-for-jesusita-tea-fire/

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Insurance Industry News:                  

Chasing after a 'storm chaser'
July 5, 2009

Fraud complaints, lawsuits and government investigations have dogged a Southern California-based firm offering one-stop disaster recovery services.

http://www.latimes.com/news/local/la-me-disaster5-2009jul05,0,3422841.story

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Disaster Prepared:

Get a Kit

The department of Homeland Security wants to remind you that having a disaster kit can help when you have to rapidly evacuate.

http://www.ready.gov/america/npm09/getakit.html

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Disaster News:

Deadline looms to charge suspected Old Fire arsonist

6/18/09

Prosecutors have four months left to charge an arson suspect in the 2003 Old Fire before the statute of limitations runs out, officials and experts say.

http://www.sbsun.com/search/ci_12622050?IADID

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Quote of the Week:                   

“The healthy and strong individual is the one who asks for help when he needs it.”

     Rona Barrett

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Help CARe provide assistance to disaster survivors and continue our free services:

http://www.carehelp.org/contribute/contribute.htm

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Community Assisting Recovery, Inc.

19360 Rinaldi Street, PMB 220, Northridge CA 91326
www.carehelp.org
888-216-8264