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Community Assisting Recovery, Inc.

“Survivors Helping Survivors” • 888-216-8264 • carehelp.org

Upcoming Meeting Schedule:

Insurance/Recovery Tip:

Partial Loss? Remember the Clear Line of Sight rule

When dealing with a partial loss, one rule to keep in mind is the "Clear Line of Sight" rule. Here is a good explanation of this rule from a book called The Claim Game by RJ Atherton (pg 140).

"If you have the same carpet throughout the house, you are entitled to replacement throughout the house.  Some adjusters will try to limit the replacement to only the room that has the damage, but don’t go along with it.  If you had perfectly matched carpet throughout the house before your loss, you have a right to the same standard after your loss.

"This principle applies to everything that is subject to repair or replacement – shingles, brick, siding, paint, flooring, windows, wallpaper, etc.  Even if the damage is only to one percent of the total area that has to be replaced, you are entitled to cosmetic consistency.  Don’t accept anything less."

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Sempra Update:

Sempra settlement said near in 2007 wildfires 
May 5, 2009

Sempra Energy said Tuesday it is close to reaching a $900 million settlement with insurance companies over the wildfires that burned through the county in 2007.

http://www3.signonsandiego.com/stories/2009/may/05/bn05fires-sempra-settlement/

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Disaster Recovery News:                   

Golf tournament to benefit lookout, firefighters fund
April 29, 2009

Thousands of Butte County residents were affected by the devastating Humboldt Fire that began last June 12, one of many wildfires that burned throughout Northern California last summer.

http://www.chicoer.com/advertise/ci_12252017?IADID=Search-www.chicoer.com-www.chicoer.com

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Insurance Industry News:                  

If Allstate Chairman wants Federal oversight... is it really a good thing?

Allstate Chairman Calls for Financial Services Reform
Mar. 11, 2009

The following comments were provided by Allstate Chairman Thomas J. Wilson today at the Third Annual Capital Markets Summit held by the U.S. Chamber of Commerce Center for Capital Markets Competitiveness.

http://media.allstate.com/categories/7-news-release-archives/releases/4500-allstate-chairman-calls-for

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Disaster Prepared:

Cal Fire: It's time to clear vegetation around home
Apr. 26, 2009
The California Department of Forestry and Fire Protection, more popularly known as Cal Fire, is urging residents to create a 100-foot zone of defensible space around their homes before temperatures and the fire risk heat up.

http://www.sacbee.com/news/story/1810665.html

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Disaster News:

Jesusita Wildland Fire Incident Information Fact Sheet

Fire investigators have confirmed..... SPECIAL ANNOUNCEMENT !..... Fire investigators have confirmed the Jesusita fire origin is adjacent to the Jesusita Trail, commonly accessed from the San Roque or Tunnel Road areas. The fire cause...

http://inciweb.org/incident/1640/

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Quote of the Week:                   

"Pain is inevitable. Suffering is optional."

     -M. Kathleen Casey

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Community Assisting Recovery, Inc.

19360 Rinaldi Street, PMB 220, Northridge CA 91326
www.carehelp.org
888-216-8264