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Community Assisting Recovery, Inc.

“Survivors Helping Survivors” • 888-216-8264 • carehelp.org

 

Index:

Upcoming Meeting Schedule: See Below

Insurance/Recovery Tip: ...Repairing or Replacing - The contractor or dealer you use is up to you!

Disaster Recovery: ............Permits up, thank spring     

Insurance Industry: ...........Ten Worst Insurance Companies

Disaster Prepared: ............Pandemic Flu Planning Checklist for Individuals and Families

Disaster News: ……............Arrest made in last year's Summit Fire

Quote of the week: .......….by Harry Golden

Help CARe provide assistance to disaster survivors and continue our free services.

Click HERE to donate.

 

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Upcoming Meeting Schedule:

Date

Time

Topic

Location

Tuesday, May 26

6:30 PM

What’s next in the recovery process? Finishing your personal property inventory.

Holiday Inn – 17065 West Bernardo Drive, San Diego CA 92127

Wednesday, May 27

6:30 PM

Ramona Recovery Center

- 1710 Montecito Rd, Ramona CA 92065

Saturday, May 30

10:00 AM

Fallbrook Community Baptist Church

- 731 S Stagecoach Ln, Fallbrook CA 92028

 

Insurance/Recovery Tip:

Repairing or Replacing - The contractor or dealer you use is up to you!

 

Whether you’re repairing or replacing a stick built home or a mobile home, the contractor or mobile home dealer you hire is up to you! California Insurance code 2695.9(b) states: “No insurer shall require that the insured have the property repaired by a specific individual or entity.” That is, the insurance adjuster cannot force you to use his or her construction or repair company.

2695.9(c) states: “(c) No insurer shall suggest or recommend that the insured have the property repaired by a specific individual or entity unless:

(1) the referral is expressly requested by the claimant; or

(2) the claimant has been informed in writing of the right to select a repair individual or entity and, if the claimant accepts the suggestion or recommendation, the insurer shall cause the damaged property to be restored to no less than its condition prior to the loss and repaired in a manner which meets accepted trade standards for good and workmanlike construction at no additional cost to the claimant other than as stated in the policy or as otherwise allowed by these regulations.

In other words, your insurance adjuster is not required to offer recommendations and should not offer any unless you ask for recommendations.  Even if you ask for recommendations, the insurance company cannot require you to use a specific person or company. Use your own reasonable judgment and selection process to select a qualified contractor  you think will do the best job for you.

http://www.insurance.ca.gov/0100-consumers/0060-information-guides/0060-other-topics/upload/regs_8_30_06_clean_copy.pdf

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Disaster Recovery News:                   

 

Permits up, thank spring

Following an awful winter, spring has brightened San Diego County's home-building scene with a burst in building permit activity in March. The Construction Industry Research Board in Burbank said there were 524 houses, condos and apartments authorized locally last month, up from only 86 in February and 87 in January and 193 in March 2008.

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In Poway, single-family permits spiked from one each in January and February to 17 in March. Development Services director Bob Manis said the increase was due to 16 units approved in a 30-unit affordable single-family housing project called The Meadows on Metate Lane. The 17th home was a rebuild from the Witch Creek Fire of 2007.

http://www3.signonsandiego.com/stories/2009/may/03/lz1h03mayne19139-lecture-series-louis-i-kahn-close/?uniontrib
(scroll to bottom of page)

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Insurance Industry News:                  

Ten Worst Insurance Companies

The American Association for Justice set out "To identify the worst insurance companies for consumers...."

http://www.elkandelk.com/TenWorstInsuranceCompanies.pdf

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Disaster Prepared:

Pandemic Flu Planning Checklist for Individuals and Families
You can prepare for an influenza pandemic now. You should know both the magnitude of what can happen during a pandemic outbreak and what actions you can take to help lessen the impact of an influenza pandemic on you and your family. This checklist will help you gather the information and resources you may need in case of a flu pandemic.

http://www.pandemicflu.gov/plan/individual/familyhealthinfo.html

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Disaster News:

Arrest made in last year's Summit Fire
April 22, 2009

A Santa Clara County man has been arrested on suspicion of setting the Summit Fire in the Santa Cruz Mountains last May that scorched more than 4,000 acres, injured 12 people and destroyed 132 homes and outbuildings.

http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2009/04/22/BA9L176HQ7.DTL

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Quote of the Week:                   

"The only thing that overcomes hard luck is hard work."

     -Harry Golden

 

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Help CARe provide assistance to disaster survivors and continue our free services:

http://www.carehelp.org/contribute/contribute.htm

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Community Assisting Recovery, Inc.

19360 Rinaldi Street, PMB 220, Northridge CA 91326
www.carehelp.org
888-216-8264