.

.

Community Assisting Recovery, Inc.

“Survivors Helping Survivors” • 888-216-8264 • carehelp.org

 

Index:

Upcoming Meeting Schedule: See Below

Insurance/Recovery Tip: ...Documentation beats Conversation

CARe Update: ...................2009 Grant Received From the San Diego Foundation

Sempra Update:................SDG&E says its equipment started 167 fires in 5½ years

Disaster Recovery: ............Study Mulls Children in Disasters

Insurance Industry: ...........An Allstate Op-Ed Piece Sparks N.Y. Inquiry

Disaster Prepared: ............Pets and Disaster

Disaster News: ……............New Orleans Folk Shocked and Dismayed Over Levee Lies

Quote of the week: .......….by Jane Jacobs

Help CARe provide assistance to disaster survivors and continue our free services.

Click HERE to donate.

 

Pay it forward! Send this email to a friend in need.

 

 

Upcoming Meeting Schedule:

Date

Time

Topic

Location

Saturday, April 25

10:00am

Do you need help with your personal property inventory? Come to this workshop to hear how you can get some outside help to finish this arduous, but necessary task.

Fallbrook Community Baptist Church

- 731 S Stagecoach Ln, Fallbrook CA

Wednesday, April 29

6:30pm

Ramona Recovery Center

- 1710 Montecito Rd, Ramona CA 92065

 

Insurance/Recovery Tip:

Documentation beats Conversation

People who are prepared, settle first, whether it's for an insurance or legal claim. Whether you are 15 days or 15 months into your disaster recovery, documenting ALL of the costs of your insured loss is essential to receive a fair and full insurance settlement.

It is never too late nor is it ever too soon to GET YOUR NUMBERS!

Insurance company numbers are their numbers, NOT yours.  For your best settlement, you need to get your numbers, starting with your house, since all other numbers are percentages based on your house!

NUMBERS TO GET:

·         HOUSE (mobile, modular or mansion)

o    TOTAL REPLACEMENT COST to “turn key” condition

o    Qualify for “BUILDING EXTENSION” percentage

o    Document BUILDING CODE requirements

o    Collect any DEPRECIATION or HOLD BACK

·         OTHER STRUCTURES

o    Every structure on the property damaged or destroyed

·         PERSONAL PROPERTY

o    ALL items damaged or destroyed

o    SALES TAX

o    DELIVERY and SETUP

o    MOVE BACK expenses

o    Collect any DEPRECIATION or HOLD BACK

·         ADDITIONAL LIVING EXPENSES (ALE)

o    LOSS OF USE or LOSS OF RENTS

o    RENTAL furniture

o    Collect RECEIPTS for reimbursement

o    Collect RECEIPTS for TAX record documentation

o    MILEAGE expenses

______________________________________________________________________________________________

CARe Update:

2009 Grant Received From the San Diego Foundation

We are pleased to announce that CARe has been selected to receive a grant supporting our services in San Diego for the remainder of 2009. This grant was made possible by the After-the-Fires Fund 2007 of The San Diego Regional Disaster Fund, a supporting organization of The San Diego Foundation.

 

Please feel free to contact us with your continuing needs from the ’07 fires.

______________________________________________________________________________________________

Sempra Update:

SDG&E says its equipment started 167 fires in 5½ years
March 14, 2009

 

Nearly 170 fires have been started by San Diego Gas & Electric Co. power lines or transformers in the past 5½ years, according to a report the utility released yesterday to bolster its proposal to shut off power to some areas during periods of high fire danger.

http://www3.signonsandiego.com/stories/2009/mar/14/1n14shutoff004725-sdgampe-says-its-equipment-start/

______________________________________________________________________________________________

Disaster Recovery News:                   

Study mulls children in disasters
April 10, 2009

Several organizations focus on children in times of disasters, including Brethren Disaster Ministries' Children's Disaster Services. Now, a coalition of national organizations are helping a commission study services for children post-disaster times like Hurricanes Katrina and Rita.


Before leaving office, President George Bush authorized the National Commission on Children and Disasters to look at short comings in planning, preparedness and response.

http://www.disasternews.net/news/article.php?articleid=3877

______________________________________________________________________________________________

Insurance Industry News:                  

An Allstate Op-Ed Piece Sparks N.Y. Inquiry 
April 17, 2009

 

New York Insurance Superintendent Eric Dinallo announced today that he has begun an inquiry into whether Allstate Corporation engaged in illegal participation in unregulated insurance markets.

http://www.property-casualty.com/News/2009/4/Pages/An-Allstate-OpEd-Piece-Sparks-NY-Inquiry.aspx

______________________________________________________________________________________________

Disaster Prepared:

Pets and Disaster

Our pets enrich our lives in more ways than we can count. In turn, they depend on us for their safety and well-being. Here's how you can be prepared to protect your pets when disaster strikes.

 http://www.prepare.org/animal/petprepare.htm

______________________________________________________________________________________________

Disaster News:

New Orleans Folk Shocked and Dismayed Over Levee Lies
Mar 12, 2009


So many stories have been written about Hurricane Katrina. Those who were victims of the flood were hurt afterward as well. Some of that victimization came innocently, from writers without all the facts. Like me.

Yes, I was one of those writers, relying on the work of others and government information to write a story about the flood and the levees. After receiving mail from a citizen group about the issue, and getting another perspective, I began my journey to learn more about what happened before and after the flood, to determine fact from fiction. What I found was earnest writers who implied that victims were in part to blame for their losses, some of which was done unwittingly, but relied on records that may have had agendas to cover up inequities and half truths. What I also found was a more accurate appraisal from citizenry whose investigation has been ongoing out of a need to ensure that what happened to New Orleans doesn't happen again.

http://www.digitaljournal.com/article/269069

 ______________________________________________________________________________________________

Quote of the Week:                   

Being human is itself difficult, and therefore all kinds of settlements (except dream cities) have problems.

  Jane Jacobs

______________________________________________________________________________________________

...

Help CARe provide assistance to disaster survivors and continue our free services:

http://www.carehelp.org/contribute/contribute.htm

...

For removal or subscription to CARe, Inc mailing list, please email info@carehelp.org

Community Assisting Recovery, Inc.

19360 Rinaldi Street, PMB 220, Northridge CA 91326
www.carehelp.org
888-216-8264