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Community Assisting Recovery, Inc.

“Survivors Helping Survivors” • 888-216-8264 • carehelp.org

 

Index:

This Week’s Meeting Schedule: See Below

Insurance/Recovery Tip: ...Underinsurance... it’s not your fault!

CARe Update: ...................New Meeting Schedule

Sempra/SCE Update:.........LAAG Update

Disaster Recovery: ............Straight from the factory      

Insurance Industry: ...........Californians Take Responsibility For Underinsurance

Disaster Prepared: ............Disaster Prepared Podcast

Disaster News: ……............SoCal Relatively Safe When It Comes to Natural Disasters

Quote of the week: .......….by Todd Graves, Secret Millionaire

Help CARe provide assistance to disaster survivors and continue our free services.

Click HERE to donate.

 

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This Week’s Meeting Schedule:

Date

Time

Topic

Location

Individual appointments only. Call 818-216-0123.

 

Insurance/Recovery Tip:

Underinsurance... it’s not your fault!

MOST FIRE SURVIVORS WILL FIND THEY ARE UNDERINSURED —THROUGH NO FAULT OF THEIR OWN!

The insurance companies, not you, ALMOST ALWAYS determined your coverage amounts. They are the experts—THE “NUMBERS PEOPLE”—not you. Underinsurance, in our opinion, is a result of clever insurance company marketing strategy to protect the insurance industry and not you.

Insurance companies employ sophisticated and robust computer programs, such as Marshall & Swift, to determine your coverage amount. Certain uses of these programs, intentional or unintentional, can create significant inadequate coverage amounts. Since the 2003 firestorm, we have demonstrated that the Marshall & Swift program has the capacity of determining almost exactly, to within a few thousand dollars, the dollar number it would cost to rebuild your totally destroyed home.

Read More Here...

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CARe Update:

New Meeting Schedule
Please check the calendar for our meeting schedule which will resume on the week of January 12. Hope you had a happy holiday season!

http://www.carehelp.org/workshop_schedule/workshop.php

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SCE Update for Grass Valley:

LAAG Update

I received an email from Grass Valley organizer, John Elliot. He forwarded an email to the group which he received from Jack Girardi. If you are not on his email list, please contact John Elliott at John.Elliott@pepperdine.edu. You can also visit their website at: http://mountain-sb.net

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Disaster Recovery News:                   

Straight from the factory
December 7, 2008

When Violet and Romeo Capriotti's Rancho Bernardo home burned in last year's firestorms, the retired couple, like many others, found themselves underinsured by about $100,000.

http://www.signonsandiego.com/uniontrib/20081207/news_lz1mc7factory.html

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Insurance Industry News:                  

Californians Take Responsibility For Underinsurance
October 23, 2008

Californians overwhelmingly consider it their responsibility to prevent underinsurance, with homeowners in areas struck by catastrophic wildfire most strongly recognizing that they must keep their homes adequately insured, according to a new statewide poll.

http://www.insurancejournal.com/news/west/2008/10/23/94902.htm

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Disaster Prepared:

Disaster Prepared Podcast

Disaster Preparation: DNN [Disaster News Network] Radio February 2008

This month's podcast features two national disaster response leaders. Interviews are with Diana Rothe-Smith, executive director of the National Voluntary Organizations Active in Disaster, and with Bonnie Vollmering, associate director for the domestic emergency response program for Church World Service.

http://www.podcastvillage.com/aff/dnn/archive/377/

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Disaster News:

SoCal Relatively Safe When It Comes to Natural Disasters
Wednesday, December 17, 2008

Researchers say the Southland doesn't suffer from extreme weather like the rest of the country

The International Journal of Health says compared to the rest of the country, Southern California fares fairly well when it comes to being safe in natural disasters.

http://handel.kfi640.com/cc-common/news/sections/newsarticle.html?feed=153218&article=4743902

Read the original report here:
http://www.ij-healthgeographics.com/content/7/1/64

See the “United States Death Map” for natural disasters here:
http://www.sciencedaily.com/releases/2008/12/081216201408.htm

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Quote of the Week:                   

“I realize now that home is where people get their strength from. Whether it makes sense or not to come home, that doesn’t matter. People want to live in their home and nothing’s gonna stop somebody from rebuilding their home.”

      - Todd Graves, Secret Millionaire

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Help CARe provide assistance to disaster survivors and continue our free services:

http://www.carehelp.org/contribute/contribute.htm

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Community Assisting Recovery, Inc.

19360 Rinaldi Street, PMB 220, Northridge CA 91326
www.carehelp.org
888-216-8264