From: Lila Hayes [lila@carehelp.org]
Sent: Sunday, November 30, 2008 9:39 PM
To: info@carehelp.org
Subject: CARe Update

If you’re having problems viewing this message, please visit http://www.carehelp.org/hot_topics/newsletters/081130_CARe_Update.htm

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Community Assisting Recovery, Inc.

“Survivors Helping Survivors” • 888-216-8264 • carehelp.org

 

Index:

This Week’s Meeting Schedule:

Insurance/Recovery Tip: ...Public Adjuster May NOT be Your Best Choice

CARe Update: ...................Do you know someone who lost their home in the fires this past month?

Disaster Recovery: ............Aid and Charity Keep Flowing in the Wake of the Tea Fire 

Insurance Industry: ...........Lloyd's Conference Finds Progress in Insurers Efforts on Climate Change

Disaster Prepared: ............Regional fire authority created to oversee [San Diego’s] county's backcountry

Disaster News: ……............Earthquake: Ridgecrest - Kern County - 4.1 M

Quote of the week: .......….By the Mob in Disney’s Beauty and the Beast

Help CARe provide assistance to disaster survivors and continue our free services.

Click HERE to donate.

 

 

 

This Week’s Meeting Schedule:

Date

Time

Topic

Location

Wednesday, Dec 5

6:30 PM

SDG&E Update and Insurance Q&A

Ramona Recovery Center - 1710 Montecito Rd, Ramona CA 92065                                 - MAP

 

Insurance/Recovery Tip:

If you have a recovery tip you’d like to share with new fire survivors, please reply with your suggestion.

Public Adjuster May NOT be Your Best Choice

For those of you who are new to disaster recovery, we offer this suggestion regarding public adjusters.

A public adjuster, for a percentage fee up to 33% of your insurance claim, works for you, not the insurance company. A public adjuster is licenses and regulated by your state.

Although a public adjuster will offer to save you the frustration of completing the seemingly endless paperwork required by your adjuster, you still must be 100% involved in the process because only you know your loss. The public adjuster may offer to give you the “inside dope” of the insurance claims settlement process. With the Internet and advocacy groups available, all information you will need to settle your claim is available for free.

During our recent experiences in the 2007 California wildfires, we have seen insurers pay policy limits with minimal paperwork from you. Most fire survivors can handle all the paperwork themselves, particularly with the free disaster recovery resources on hand to help. Why give up a hefty portion of your claim for work and information you will probably do and find yourself?

If you are thinking above hiring a public adjuster, please consider the following [Click HERE for more]

http://www.carehelp.org/downloads/handouts/Handout12-PublicAdjusterMayNOTbeYourBestChoice.pdf

 

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CARe Update:                                                            

Do you know someone who lost their home in the fires this past month?

If you know someone who has lost their home, please feel free to forward this email to them. We highly recommend they register on our website at http://www.carehelp.org/register.php so they can get in the recovery loop. If they hear about CARe from a friend they are more likely to get help from us than from someone who just sees a handout at a recovery center.

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Disaster Recovery News:                   

Aid and Charity Keep Flowing in the Wake of the Tea Fire
Wednesday, November 26, 2008

During this Thanksgiving holiday, those whose homes were lost or damaged in the Tea Fire can take solace in the fact that more than a few area organizations are trying to ease this difficult time. Additionally, those who feel some generosity to spare or karma points to earn can still help, as many of the below organizations are still seeking donations in the form of money, food, furniture, or personal items. (Check before you attempt to drop off, however, as certain charities only want certain items.) The below list of aid opportunities is not complete, as organizations are always seeking donations or volunteers.

http://www.independent.com/news/2008/nov/26/tea-and-sympathy-continues/

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Insurance Industry News:                  

Lloyd's Conference Finds Progress in Insurers Efforts on Climate Change
November 26, 2008

Over 100 representatives from the financial services sector met at Lloyd's on Nov. 24 to listen to what the insurance industry has been doing to combat climate change.

http://www.insurancejournal.com/news/international/2008/11/26/95840.htm 

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Disaster Prepared:

Regional fire authority created to oversee [San Diego’s] county's backcountry
20 Nov 2008

SAN DIEGO – A new regional fire authority that will protect more than 920,000 acres – about one-third of the county – in the backcountry became official yesterday.

[more at:
http://www.signonsandiego.com/uniontrib/20081120/news_1m20fire.html ]

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Disaster News:

Earthquake: Ridgecrest - Kern County - 4.1 M
Nov 29 2008

A light Earthquake with a preliminary magnitude of4.1 has struck the Kern County area but there are no reports of damage or injuries.

http://calfire.blogspot.com/2008/11/earthquake-ridgecrest-kern-county-41-m.html

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Quote of the Week:                   

"We don't like what we don't understand... in fact it scares us. 

         – Townspeople mob in Disney's Beauty and the Beast

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Help CARe provide assistance to disaster survivors and continue our free services:

http://www.carehelp.org/contribute/contribute.htm

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For removal or subscription to CARe, Inc mailing list, please email info@carehelp.org

Community Assisting Recovery, Inc.

19360 Rinaldi Street, PMB 220, Northridge CA 91326
www.carehelp.org
888-216-8264