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Community Assisting Recovery, Inc.

“Survivors Helping Survivors” • 888-216-8264 • carehelp.org

 

Index:

This Week’s Meeting Schedule:

Insurance/Recovery Tip: ...Letter Writing Tips

CARe Update: ...................More Personal Property Inventory Workshops

SDG&E Lawsuit Q&A: .......State accuses SDG&E of trying to delay report on 2007 wildfires

Disaster Recovery: ...........Tahoe: Lost & Found Art Auction @ Valhalla

Insurance Industry: ..........Insuring America: Who's Looking Out for You?

Disaster Prepared: ...........September is Disaster Preparedness Month

Disaster News: …….......... Report: Fuel breaks helped limit fire destruction

Quote of the week: ......… From the Devil’s Dictionary

Help CARe provide assistance to disaster survivors and continue our free services.

Click HERE to donate.

 

 

 

This Week’s Meeting Schedule:

Date

Time

Topic

Location

Wednesday, Sep 10

6:30 PM

Insurance Claim Legal Issues & SDG&E Update - Poway Residents ONLY

Poway City Council Chambers - 13325 Civic Center Dr. Poway, CA 92064               -   MAP

Saturday, Sep 13

10:00 AM

Crunch Time and Settlement Strategies

Fallbrook Community Baptist Church - 731 S Stagecoach Ln, Fallbrook CA 92028   -   MAP

 

Important Legal Meeting Next Week: Wednesday, September 17, 6:30 pm to 8:30 pm, Holiday Inn , 17065 West Bernardo Drive, San Diego

Guest speaker, Brian Heffernan, Attorney, Insurance and Business Litigation Expert from the prestigious law firm of Engstrom, Lipscomb & Lack (The “Erin Brokovich” law firm) for 2007

Topics:  One Year Deadline, Everett vs. State Farm, SDG&E Update, Q &A

 2007 Fire Victims Only

Insurance/Recovery Tip:

Letter Writing Tips

When writing to your insurance company, a brief, non-threatening letter tends to have the best results. Ask your question or make your statement in as few words as possible. If you can ask or say it in one sentence, you have probably written the perfect letter.  Too many words gives the insurance company too many words to possibly use against you rather than for you.

A letter could be, in its entirety, “You promised to send a payment check in the amount of $ XX,XXX a week ago.  I have not received it.  When can I expect to receive the payment?  Thank you for your prompt attention.”  Or, you could write, “I received a copy of your edited compilation of my personal property inventory.  I noticed that you deducted excessive and unreasonable depreciation from many of our items.  Please correct the depreciated amounts or set up an appointment with me to properly assess the depreciated amounts.  Thank you for your prompt attention in this matter.”

The following is another example of an effective, one sentence letter that conveys the message and gets the job done:

[Date]                                                

Policy:                   [Policy number]
Claim:                    [Claim Number]
Date of Loss:      [Date of Loss]
Loss Address:    [Address]

Dear [Adjuster or Adjuster’s supervisor]:

Please advise in writing when the one year suit against us deadline is.

Sincerely,

[Your name]

______________________________________________________________________________________________

CARe Update:

Personal Property Inventory Workshops

This month we’re continuing our workshops aimed specifically on your personal property inventory. Even if your insurance company did not require an inventory, if you plan on joining any lawsuit related to your loss, you will need one.

This month in San Diego we’ll have a hands-on workshop and drop in clinic with pricing books and computers available to get online pricing. Individual assistance will be available on a limited basis. Saturday, Sep 20 12:30pm to 4pm. It will be held at the Holiday Inn - 17065 West Bernardo Drive, San Diego CA 92127 

Teri Mitze will also be having a workshop on the same day in San Bernardino at 2pm located at the LDS Church - 3860 N Waterman Ave San Bernardino, CA 92404.

To view our full schedule visit:
http://www.carehelp.org/workshop_schedule/workshop.php

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Sempra Lawsuit:

State accuses SDG&E of trying to delay report on 2007 wildfires
September 3, 2008

San Diego Gas & Electric failed to properly inspect and maintain power lines implicated in three of the wildfires that ravaged the county in October, then obstructed the investigation into what happened, state officials said in a report released late yesterday.

[more HERE]

The full Public Utilities Commission report can be found at:
http://www.signonsandiego.com/news/metro/wildfires/images/080902calfirefinalreport.pdf  [Acrobat Reader Required]

______________________________________________________________________________________________

Disaster Recovery:                               

Tahoe: Lost & Found Art Auction @ Valhalla, September 19 at 6pm
August 24, 2008

Get ready to bid at the Tahoe: Lost & Found Art Auction on September 19 at Valhalla.

Money raised will help replace library books lost in the homes affected by the Angora fire and a burn-area landmark.

[more HERE ]

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Insurance Industry News:                  

Insuring America: Who's Looking Out for You?
Aug. 02 2008

Think you're in good hands with your insurance company? Think again.

A recent research study by the American Association for Justice, "The Ten Worst Insurance Companies in America," makes it clear that one of the main reasons the top insurance companies are doing so well is that they have consciously embarked on aggressive policies to avoid paying out claims, whether the claims are justified or not. In other words, they will take your money, but when it's time for them to pay you, watch out.

[more HERE]

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Disaster Prepared:

September is Disaster Preparedness Month

Buy & Save 10% on Emergency Kits From Red Cross w/ Promo Code 'EPMarch'
http://www.redcrossstore.org

This September, the American Red Cross joins the U.S. Department of Homeland Security and a coalition of more than 1,500 organizations in helping you get prepared during National Preparedness Month. Learn the three recommended preparedness actions to "Be Red Cross Ready" for emergencies, take the Pledge to Prepare, and get involved today!
http://www.redcross.org/preparedness/NPM/?gclid=CNaX-Z-AvpUCFQIyxwod5yd8QA

September is National Preparedness Month, and the U.S. Department of Homeland Security has joined with more than 2,700 national, regional, state and local agencies and organizations to encourage Americans to prepare their homes, businesses, schools and communities for disasters of all kinds.  According to FEMA Regional Administrator Susan Reinertson, motivating individuals, businesses and communities across the country to plan and prepare for emergencies is the cornerstone of effective government response and recovery efforts.
http://www.fema.gov/news/newsrelease.fema?id=45561

 

______________________________________________________________________________________________

Disaster News:                          

Report: Fuel breaks helped limit fire destruction [in San Bernardino Mountains]
08/06/2008

In the woods beside Lake Gregory, tree trunks tell a very important tale.

The bark is blackened, scorched from flickering flames that moved through the forest in the fall of 2007. What is important to note, though, is what remains.

[more HERE ]

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Quote of the Week:                   

“Insurance, n. An ingenious modern game of chance in which the player is permitted to enjoy the comfortable conviction that he is beating the man who keeps the table” From The Devil's Dictionary by Ambrose Bierce

______________________________________________________________________________________________

...

Help CARe provide assistance to disaster survivors and continue our free services:

http://www.carehelp.org/contribute/contribute.htm

...

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Community Assisting Recovery, Inc.

19360 Rinaldi Street, PMB 220, Northridge CA 91326
www.carehelp.org
888-216-8264