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Community Assisting Recovery, Inc.

“Survivors Helping Survivors” • 888-216-8264 • carehelp.org

 

Index:

This Week’s Meeting Schedule:

Insurance/Recovery Tip: ...Mortgage Company Regulators

CARe Update: ...................About CARe and how we’re funded

SDG&E Lawsuit Q&A: .......Recent Class Actions against Sempra

Disaster Recovery: ...........Fire Victims Win Big

Insurance Industry: ..........First Half 2008 Natural Catastrophe Update

Disaster Prepared: ...........Reports Blame Homes for Fire's Spread

Disaster News: ……..........2007 California Firestorm Videos

Quote of the week: ......…Horace, On Adversity              

Help CARe provide assistance to disaster survivors and continue our free services.

Click HERE to donate.

 

 

 

This Week’s Meeting Schedule:

Date

Time

Topic

Location

Tuesday, July 29

6:30 PM

Crunch Time, SDG&E Update

The Vineyard City Golf Course - 925 San Pasqual Road, Escondido CA 92025 -    MAP

Wednesday, July 30

6:30 PM

Personal Property Seminar

Holiday Inn - 17065 West Bernardo Drive, San Diego CA 92127                                     -    MAP

Saturday, August 2

10:00 AM

Crunch Time, SDG&E Update

Fallbrook Community Baptist Church - 731 S Stagecoach Ln, Fallbrook CA 92028   -   MAP

 

Insurance/Recovery Tip:

Having problems with your mortgage company?

CARe requested the following chart from the following chart by the California Department of Financial Institutions. It should put you on your way to finding that illusive department of government who regulates your mortgage company.

http://www.carehelp.org/downloads/CA_DFI_Info.pdf

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CARe Update:

About CARe and how we're funded

We have recently been introduced to many people who have never met us before and who have questions about CARe. We hope this answers some of those questions.

About CARe

CARe is an educational 501c3 non-profit California corporation established by San Fernando Valley community leaders after the 1994 Northridge Earthquake. CARe provides free recovery information publications, seminars, workshops, training and individual guidance for disaster victims.

All CARe volunteers and staff have lost their homes and successfully recovered from fire or earthquake disasters. CARe’s team is passionate about the work we do. We help because we have “been there” and know what disaster victims are going through.

Mission Statement

CARe’s goal is to provide free comprehensive information about the rebuilding process, including the insurance settlement process, to disaster victims so they may effectively re-establish their homes, lives and communities.

CARe Funding

CARe is funded entirely through foundations, grants and donations from individual homeowners. CARe, its staff and its volunteers do not accept or receive money or compensation from builders, contractors, attorneys, public adjusters, construction estimators or any similar sources.

2008 Funding
  Grants

   TheSan Diego Foundation .......................... $171,363

   In association with Community Partners:
     California Community Foundation .................    80,000
     United Way ................................................    19,000
     Individual donations .....................................     3,250

     Total .......................................................... $273,613

A printable version is available HERE

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SDG&E Lawsuit:

We have had questions regarding class actions, including which law firms are the best to deal effectively with Sempra Energy and SDG&E.

Here are two recent (2006) successful San Diego Sempra-related class action settlements.  We have yellow highlighted pertinent areas of the settlement, focusing on the defendants, the settlements, the plaintiffs’ lead attorneys and plaintiffs’ rights.

Sempra Class Action

Sempra Natural Gas Class Action

In any class action, you are called the plaintiff.  Sempra Energy and SDG&E are called the defendants and sometimes the tortfeasors.

Please note that both cases have sub-classes which demonstrate class actions do not necessarily require absolutely identical damages. Please also note that the Court limited the plaintiffs’ attorneys’ fees and costs to 10% in the $1.7 billion Sempra case and no more than 30% in the $95 million related case.

Hopefully, this information will help you better understand the class action process and which law firms may be the best and most experienced to take on Sempra Energy.

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Disaster Recovery News:                   

Fire Victims Win Big

July 10, 2008

For some 40 victims of the Grass Valley and Slide Fires it was a chance to start over, with new furniture to adorn homes either being rebuilt or replaced.

[more HERE]

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Insurance Industry News:                  

First Half 2008 Natural Catastrophe Update

On July 8, Munich Re and the Insurance Information Institute hosted an online conference focusing on global natural catastrophe issues through the first half of 2008. The data indicate that the first half of 2008 is the most costly in terms of lives as well as economic and insured losses in many years. Through June 30, natural catastrophes claimed the lives of more than 150,000 people worldwide with overall losses (insured and uninsured) estimated at $50 billion.... The presentations include numerous slides providing data on catastrophes from as early as 1980 through the first half of 2008, including earthquakes, tornadoes, and other natural disasters in the United States and around the world.

The three presentations are featured in the report below.

Visit their website to download the presentations HERE

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Disaster Prepared:

Reports Blame Homes for Fire's Spread

July 27, 2008

Fuel reduction performed in advance helped lessen the intensity of last October's Grass Valley Fire, where most homes that were lost were ignited by flames from other houses and not by burning brush, according to a two-part U.S. Forest Service report issued Tuesday.

[more HERE]

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Disaster News:                          

2007 California Firestorm Videos

After the 2003 firestorm I found a video of our fire and bought it. The block on which our house was located was actually filmed during the firestorm. He is offering video of the 2007 Firestorm, although I don’t see any of the San Diego fires listed. Here’s more about the company:

“FSP began in 1987 as "Fire Service Publications" selling books to the Fire Service. As time went on our product line broadened to include videos and products of interest to police and emergency medical services, and in 1992 we changed our name to "FSP Books & Videos". Our mail-order catalog is read by tens of thousands of professionals and enthusiasts around the world.”

2007 Firestorm Video 1 http://www.fire-police-ems.com/misc/dc0928.shtml

2007 Firestorm Video 2 http://www.fire-police-ems.com/misc/dc0929.shtml

2007 Firestorm Video 3 http://www.fire-police-ems.com/misc/dc0930.shtml

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Quote of the Week:                   

"Adversity has the effect of eliciting talents, which in prosperous circumstances would have lain dormant.” - Horace

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Help CARe provide assistance to disaster survivors and continue our free services:

http://www.carehelp.org/contribute/contribute.htm

...

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Community Assisting Recovery, Inc.

19360 Rinaldi Street, PMB 220, Northridge CA 91326
www.carehelp.org
888-216-8264