From: Lila Hayes
Sent: Sunday, April 13, 2008 8:22 PM
To: info@carehelp.org
Subject: CARe Update

Attachments: CAReLogo2-small.jpg; agreement.jpg
CARe Inc.
 
This weeks schedule:
CARe Group meetings will take place in the following areas:
   - Tuesday, April 15 at 6:00 PM - Fallbrook (San Diego north County)
   - Tuesday, April 15 at 6:30 PM - State Farm/Farmers Only (held in Poway)
   - Wednesday, April 16 at 7:00 PM - Ramona (San Diego north County)
   - Thursday, April 17 at 6:30 PM - Escondido (San Diego north County)
   - Saturday, April 19 at 10:00 AM - Fallbrook (San Diego north County)
   - Saturday, April 19 at 9:30 AM - Santa Clarita (LA County)
   - Saturday, April 19 at 2:00 PM - Malibu (LA County)
   - Saturday, April 19 at 1:00PM  - San Bernardino - Teri Mitze will walk you through a memory
                                  jogging exercise to help complete your personal property inventory and
                                  help on retrieving current pricing. There are specific tools you'll need to bring.
                                  For more information please contact Teri at teri@carehelp.org
 
For details (address and directions), go to:
http://www.carehelp.org/workshop_schedule/workshop.php
 
Anyone who lives in any area is welcome to come to any meeting. For example, if you live in San Diego but your home burnt in Lake Arrowhead, you are welcome to come to a meeting in San Diego.
 
Individual, one-on-one policy review appointments are available most days of the week. Please call 888-216-8264.
 
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Insurance/Recovery Tip:
The recovery process can be so overwhelming that we can sometimes rely on a word on a handshake... only to find out that the other party is not holding up to their end of the bargain. Don't forget that if promises are made by anyone that you should get that promise in writing.
 
For example the insurance company might promise that something in particular will be covered even though it is not specified in your policy. A contractor might promise to add something that was not in your original contract or a lawyer might promise to only charge a certain amount. In all of these cases if you have the agreement in writing it will be much easier to "collect" on these promises.
 
Have the adjuster point out in your policy where those things are covered, or get them to write a letter explaining the coverage to you. If they can't then write a letter to them explaining what the adjuster told you. When signing a contract or retainer, always take your time before signing. Take it home and review it to make sure it includes everything you think it does and ask questions about those things that aren't clear. Have a professional third party review it. You want to be perfectly clear on the agreement you're getting in to.
 
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News Bites:
    San Diego
        Tours offered at Lake Hodges - April 13, 2008
RANCHO BERNARDO – The analogy was inescapable: A guided tour around part of Lake Hodges, across scrubland struggling to rebound from October's devastating fires, organized in part for residents who were struggling themselves to recover.
“We lost almost everything in that fire,” said Oscar Lopez, a retired FBI agent. “We went to bed with the (Witch Creek) fire 30 miles away. We woke up with it right outside. There was no time to save anything.”
[more at: http://www.signonsandiego.com/news/metro/wildfires/20080413-9999-1mc13walk.html ]
    Rim Communities
        Embrace Fire Fee - April 10, 2008
People who live in fire-prone areas should not expect the rest of the state to subsidize their lifestyles. A fee on those who build in high-risk fire zones makes policy sense for a state with budget shortfalls.
 
[more at: http://www.pe.com/localnews/opinion/editorials/stories/PE_OpEd_Opinion_D_op_11_ed_firefee2.374651a.html ]
    Orange County
        Fire authority overhauling brush-inspection process - April 4, 2008
Less than a month before an arsonist set the Santiago fire in October, hundreds of notices went out to Orange County residents informing them – for a second time – that their properties were out of compliance with brush-clearance requirements.
[more at: http://www.ocregister.com/articles/fire-county-homes-2012284-blaul-inspection ]
    LA County:
        Arraignment hearing delayed for Corral Fire suspects - April 9, 2008
The arraignment hearing has been continued for a second time for the two Culver City residents charged with causing the November Corral Fire. The request for a continuance was made by the attorneys for Eric Matthew Ullman, 18, and Dean Allen Lavorante, 19. The suspects' new hearing is scheduled for May 16.
[more at: http://malibutimes.com/articles/2008/04/09/news/newsbriefs.txt ]
    South Lake Tahoe
        Forest Service seeks input from conservation groups in second round of Angora tree cutting - April 7, 2008
Another round of U.S. Forest Service hazardous tree removal in the area burned by the Angora fire is expected to ramp up as soon as this spring - under the close watch of Lake Tahoe Basin conservation groups.
[more at: http://tahoedailytribune.com/article/20080407/NEWS/594029979 ]
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Community Assisting Recovery, Inc.
www.carehelp.org
888-216-8264