Everett v State Farm is the most recent case which has impacted every homeowner in California. You can read the appellate court decision HERE.

Inspirational Quotes

It's not the load that breaks you down, it's the way you carry it.

Testimonials

It is always a pleasure to accept advice and information from your perspective. I can't help but think that we are all very small fish in a sea for which we have no compass... Your work and dedication at least give us hope that with our own faculties, we can reach for the shore.

Grass Fire Survivor, 2007