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Here's a tip for helping with your personal property inventory using the information they store in their system. Call stores and financial institutions which you had a previous relationship with immediately to request purchase histories or copies of statements. Do this as soon as possible. The longer you wait the more of the pre-disaster purchasing history is lost. Some examples are:
  • Companies for which you have a frequent buyer card. Many companies keep detailed information on file for much longer than you would expect.
  • If you are a member at a warehouse store, ask them for a copy of your purchase history.
  • Call any company you have made a major purchase with and ask for receipts (and today’s full retail price).
  • If you purchased items online, many times that information will be stored in your account for quite a while as well.
  • Call your credit card company and/or bank and ask for back statements (or download them from their website and store them before they "disappear". Request a waiver for any fees due to the circumstances. If they will not budge, make sure to keep a record of the costs and claim it as part of your ALE coverage.
  • For major purchases charged to a credit card, the issuing bank can request a copy of the receipt from the company you purchased the item from.

Inspirational Quotes

Problems are only opportunities with thorns on them. 

Hugh Miller, Snow on the Wind

Testimonials

...had it not been for CARe's workshops, we shudder to think what the end result would have been for us in dealing with the aftermath of the fire and particularly the insurance company....the kindness and GENUINE "CARing" (!), their incredible bank of knowledge, and consistent support is almost beyond comprehension. We hope to be able to pass this same caring and "know-how" on to future victims (God forbid) when the need arises.

2003 Cedar Fire Survivor, San Diego CA