Whether you are 15 days or 15 months into your disaster recovery, documenting ALL of the costs of your insured loss is essential to receive a fair and full insurance settlement.

It is never too late nor is it ever too soon to GET YOUR NUMBERS!

Insurance company numbers are their numbers, NOT yours.  For your best settlement, you need to get your numbers, starting with your house, since all other numbers are percentages based on your house!NUMBERS TO GET:

• HOUSE (mobile, modular or mansion)o    TOTAL REPLACEMENT COST to “turn key” condition
  • Qualify for “BUILDING EXTENSION” percentage
  •   Document BUILDING CODE requirements
  •  Collect any DEPRECIATION or HOLD BACK
• OTHER STRUCTURES
  • Every structure on the property damaged or destroyed
• PERSONAL PROPERTY
  • ALL items damaged or destroyed
  • SALES TAX
  • DELIVERY and SETUP
  • MOVE BACK expenses
  • Collect any DEPRECIATION or HOLD BACK
• ADDITIONAL LIVING EXPENSES (ALE)
  • LOSS OF USE or LOSS OF RENTS
  • RENTAL furniture
  • Collect RECEIPTS for reimbursement
  • Collect RECEIPTS for TAX record documentation
  • MILEAGE expenses