With the two year anniversary coming up for Station Fire survivors, we would like to remind them of the two year deadline to replace property that was extended to them due to California laws regarding State Declared Disasters.According to California Insurance Code § 2051.5, when the insurance company must only pay the policyholder the Actual Cash Value (ACV) of your property when the claim is made, the policyholder has two years (instead of one) to claim the actual cost to replace the item (often...Read More
Pacific Gas and Electric Co. has handed over several documents to federal investigators probing the San Bruno natural-gas pipeline explosion that detail 1988 repairs to a nearby section of the pipe for a flaw that, by law, should have mandated an inspection that could have prevented last year's disaster.
This month, Brad Woolf was on the road, checking on the work crews for his brush clearing and management service. He stopped at various work sites around the county, checking that each crew had adequate water and making sure the on-site security guards were doing their jobs.
Securing the worksites from outside interference was his main preoccupation. Motivating his workers has never been a problem.
Woolf is the owner of Hire-A-Goat, which rents out goats to clear brush from residential and commercial sites. He describes his service as “an environmentally friendly and cost effective means of fire prevention through the use of goats in reducing fire fuel loads.”
The aftermath of the Sept. 9 San Bruno pipeline disaster has not only raised serious questions about the practices and culture of Pacific Gas & Electric Co., it has also raised doubts about the independence and efficacy of state and federal regulators.
San Francisco City Attorney Dennis Herrera has fired a direct salvo at the seemingly cozy relationship between PG&E and the state and federal entities assigned to oversee pipeline safety. Herrera has served notice that he is prepared to file a lawsuit under the 1968 federal Pipeline Safety Act that could result in court supervision of pipeline-safety enforcement.
Hollywood thinks workers’ compensation can be funny.
Workers’ Comp, a half-hour TV comedy about crazy employees handling absurd and often-fraudulent insurance claims from injured workers, begins filming pilot episodes in Bradenton, Florida this week.
The independently-produced show centers on the family-owned Pinnacle Workers’ Compensation Insurance Co., which is modeled after a real professional employer organization (PEO) named NELCO, and one of its owners, Dori Sperko.
Insurance fraud seems like it might be an easy thing to do. Insurance companies are often so huge, one wonders how they might not even notice a few mistakes in your favor. But the fact is that insurance companies have people who make it their full time job to sniff out fraud, ensuring that they keep a tight bottom line. And while they may not catch every tiny little fudge, you can be sure they are on the hunt for major offenders such as the ones on this list. Check out these famous insurance fraud cases that surely carried a huge bounty.
JOPLIN, Mo. (AP) — Two months after a huge tornado split Joplin in half, the recovery here has barely begun, and the city remains focused on cleaning up massive mounds of debris. But local leaders say Joplin and the neighboring village of Duquesne already face another question: How much to rebuild and how much to reinvent?
The best way to protect your family in a disaster is by having a good disaster plan, and that plan should include your pet. Since most public shelters exclude pets, it is essential that, as a pet owner, you plan ahead, so that if you must evacuate, you won’t be forced to leave your animals behind.
After many disasters, thousands of pets are left to fend for themselves and most were lost, injured or killed. To keep this from happing to your pet, consider the following.
Some unhappy Allstate Insurance agents who say the insurer controls them like employees even though they are independent contractors are moving to affiliate with a union.
The National Association of Professional Allstate Agents (NAPAA) claims that the giant insurer is manipulating independent contractor rules, terminating long-time agents, cutting agency compensation, and driving down agent morale.
Pacific Gas and Electric Co. moved Tuesday to assure victims of the San Bruno natural gas pipeline explosion that it did not intend to argue in court that they were to blame for losses they suffered in the disaster.
The company amended a filing it made last week in a case involving more than 100 lawsuits seeking damages as a result of the Sept. 9 blast, which killed eight people and destroyed 38 homes. In a statement, the company said it wanted to be "crystal clear that no one at PG&E would suggest that the plaintiffs or residents of San Bruno impacted by this accident are somehow at fault for the tragedy."
Security is mostly a superstition. It does not exist in nature, nor do the children of men as a whole experience it. Avoiding danger is no safer in the long run than outright exposure. Life is either a daring adventure, or nothing.