Our heartfelt appreciation to the 2007 San Diego fire survivor who recommended CARe services to the Colorado Springs fire survivors who lost their homes June 26, 2012. Due to his recommendation the Colorado Springs community invited CARe to present two fire recovery seminars attended by over 200 homeowners. We also met with over two dozen fire survivors one-on-one to begin their instruction regarding their insurance claims process. We are also scheduling future events to help more of the disaster survivors in the area.
We offer our gratitude to Colorado Springs HBA-Cares and the two local HOA’s affected by the fire as well as the Garden of the Gods Club and Lodge who are making our instructional program available to the Colorado Springs community.
CARe’s instruction was received with enthusiasm as homeowners remained well beyond the meeting’s time to ask additional questions and to begin the process of developing policy groups. CARe, as usual, began its instruction with it basic insurance policy, personal property inventory and scope of loss information. CARe heard from fire survivors some good news: Homeowners reported substantial payments approaching policy limits and many reported that their insurer had paid 60 and 75% of personal property coverage. Also, no homeowner reported having hired a Public Adjuster.
However, within hours, insurance problems, identical to the issues experienced in San Diego, Poway, Lake Arrowhead and all the other areas where we have delivered our services, unfortunately emerged. Californians are not alone: unreasonably high depreciation, no ALE funds available, no insurance and underinsurance are issues that will need to be addressed and resolved by and for the Waldo Canyon fire survivors.
Here's a tip for helping with your personal property inventory using the information they store in their system. Call stores and financial institutions which you had a previous relationship with immediately to request purchase histories or copies of statements. Do this as soon as possible. The longer you wait the more of the pre-disaster purchasing history is lost. Some examples are:Companies for which you have a frequent buyer card. Many companies keep detailed information on file for much longer...Read More
A month after the Waldo Canyon fire torched their five-bedroom home on Yankton Place, Joseph Boyd and his wife, Trish Nelson-Boyd, stood amid the ashes Wednesday with the hope of rebuilding by Christmas.
“If you look at the fact that there is literally nothing behind us, the only direction to go is forward and to do that in a timely manner is the only thing that’s going to get us home in a timely manner,” said Nelson-Boyd, 47.
The report on the cause of the Waldo Canyon fire could be released within the next two weeks, but there’s no guarantee it will be done that soon, 4th Judicial District Attorney Dan May said Friday.
The Colorado Springs investigation into the fire includes both federal and local law enforcement investigators and is running alongside a separate Teller County investigation into a series of arson fires earlier this summer.
Nearly $25 million has already been spent to prepare for the immediate aftermath of this year's wildfires, putting the U.S. Forest Service on track for another possible record year of spending on burned-area recovery efforts.
So far, nearly all of the money is going toward building water bars, removing hazardous trees and spreading seed across hundreds of square miles in southern New Mexico. The state recorded both its largest and its most destructive wildfires in the last two months.
AURORA, Colorado (CNN) -- Picture the monumental task of counseling strangers affected by a horror worse than they've ever imagined.
Now, imagine spending an entire career doing that, year after year.
Regularly exposed to the aftermath of deadly attacks and natural disasters, grief counselors face the fury of Mother Nature and the worst of humanity -- while leading the effort to counteract it with the best.
Some Mountain Shadows residents want the government to remove debris from burned homes quickly because of health hazards. But the Federal Emergency Management Agency says that's the homeowner's responsibility. Residents have gotten similar responses from the city of Colorado Springs and El Paso County, says resident Kerri Olivier.
El Paso County's Disaster Recovery Center, set up to help those who lost property in the Waldo Canyon Fire, will transition services from 105 N. Spruce St. to the Citizens Service Center, 1675 Garden of the Gods Road, starting July 16.
Allstate has reached a proposed class action lawsuit settlement over allegations it shortchanged customers who filed insurance claims for structural losses under their Allstate homeowners policies. If you submitted a claim for a structural loss under an Allstate homeowners insurance policy, you may be able to receive cash benefits from the proposed class action settlement.
The Allstate class action settlement will resolve a class action lawsuit, titled Feely and Beeson v. Allstate County Mutual Insurance Company, that alleges Allstate did not properly pay general contractor’s overhead and profit (GCO&P) when adjusting claims for structural losses under homeowner’s insurance policies.
In June of 2008, San Antonio resident, Angelica Soto was a passenger in a car who was violently hit by a motorist who ran through a stop sign. The collision caused a 4mm cervical disk neck herniation.
The powerhouse insurance giant “Allstate” represented the opposing party. A lawsuit was filed and on June 1, 2012, a San Antonio Jury returned a verdict in favor of Ms. Soto. (Cause No. 2010-CI-09409; Victor Albardo and Angelica Soto v. Dora Ruiz; In the 166th District Court, Bexar County, Texas)
The Ten Worst Insurance Companies in America. The title of this article certainly caught my eye and it is well worth the read. It is no secret - I don't like insurance companies. I think insurance companies bully people and take advantage of those who are in a weak part of their lives. I spend a lot of time in my practice trying to explain to clients - former, current, and potential - that the insurance companies are not there to help. The insurance companies are in the business of making money. Don't be fooled by the commercials telling you they will help you with your claim, they will protect you, they will help you get your life back in order. Now, there are definitely some solid, reputable insurance adjusters out there and I have had the pleasure of working with them. But for the most part, even the "nice" adjusters are under strict guidelines to protect the bottom line or risk losing their job.
Convicted child abuser Gerald Sandusky has looked to his homeowners insurer, State Farm, for defense and indemnity costs related to his criminal trial and a civil lawsuit filed against him.
On July 18, State Farm filed to have a federal judge declare the company has no obligation to defend the former Penn State University assistant football coach in any criminal case, and it does not have any duty to defend or indemnify Sandusky in a civil case naming his charity, The Second Mile, as a defendant.
A record-high 3.31 million residential and commercial policies were offered through state-run property insurers of last resort in the United States in 2011, a 17 percent increase over the previous record of 2.84 million in 2010, according to the Insurance Information Institute’s (I.I.I.) just-updated white paper, Residual Market Property Plans: From Markets of Last Resort to Markets of First Choice.
“Today, many residual property market plans have shifted away from their original mission as insurers of urban properties into major providers of insurance in high-risk coastal areas. It is important to recognize that many operate at deficits, or from slim positions of surplus, even in years with little or no catastrophe losses,” write the report’s co-authors, Dr. Robert Hartwig, president of the I.I.I. and an economist, and Claire Wilkinson, author of the I.I.I.’s award-winning Terms+Conditions blog. “A variety of factors are at play here, including the fact that state plans may be prohibited from charging a rate that is commensurate with the risk being assumed.”
Trial got under way Monday, July 9 in the arson and murder trial of Rickie Lee Fowler, charged with starting the destructive Old Fire in October 2003 and with slaying five of the six men who died from heart attacks that authorities said were caused by the blaze.
If convicted as charged, Fowler could face the death penalty for causing five of the six deaths.